2-14 License · FloridaState-Approved

Florida 2‑14 Life License

State-approved 30-hour Life Insurance pre-licensing course — built around the questions you'll actually see on the Florida 2-14 state exam.

from$199one-time
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Course & exam

Know exactly what to expect.

Your course
State-approved content
30 hrs
Course chapters
6
Practice questions
1,000+
Average time to exam-ready
~2 wks
Completion automatically filed with the state.
The Florida 2-14 exam
Questions
85
Time limit
2 hours
Passing score
70%
Exam fee
$44
Administered by Pearson VUE · scheduled online.
What you'll learn

The full Florida 2-14 curriculum.

Everything covered on the Florida Life Insurance state exam — designed by learning experts to make complex concepts actually click.

Types of Life Policies & Features

  • Term, whole, universal & variable life
  • Group life insurance
  • Cash value, death benefit & premiums

Policy Riders, Provisions & Exclusions

  • Common riders & provisions
  • Exclusions & contract clauses
  • Beneficiary designations & settlement options

Application, Underwriting & Policy Delivery

  • Application & underwriting
  • Policy issuance & delivery
  • Replacement rules

Retirement & Other Insurance Concepts

  • Retirement planning basics
  • Qualified vs. non-qualified plans
  • Annuities & financial planning

Field Underwriting Procedures

  • Agent responsibilities & fact-finding
  • Suitability requirements
  • Ethical conduct in the field

Florida Insurance Code & Regulations

  • Florida statutes & DFS rules
  • Agent licensing requirements
  • Compliance obligations
Pick your package

Choose your course.

Pick your license, then pick the package that fits how you study.

30 hours of state-approved content
Life
Basic
For self-starters

Everything you need to sit the state exam. Study at your own pace.

  • Full state-approved curriculum
  • AI study plan + live Pass Probability score
  • 1,000+ practice exam questions
  • Completion certificate, reported to the state
  • Guided path to licensed — scheduling, application & fingerprints
$199one-time
Enroll — Basic
Life
Premium
Pass-guaranteed

Live coaching and a refund if you don't pass. Best for high-stakes timelines.

  • Everything in Pro
  • Pass guarantee — full refund
  • Live weekly Q&A with instructors
  • Priority support (24h response)
  • Personalized study plan
$299one-time
Coming soon

All packages include 30-day access · State-approved · No subscription

Got questions?

Common answers.

Everything you'll want to know before you enroll.

How long do I have to complete the course?

You get 30 days of full course access from the day you enroll — plenty of time to work through the curriculum and sit your state exam.

Is the course Florida DFS-approved?

Yes. The course is approved by the Florida Department of Financial Services as a 30-hour 2-14 Life pre-licensing course. When you complete it, your completion is reported automatically to the FL DFS — no extra paperwork on your end.

Can I study on my phone?

Yes. The course works on phone, tablet, and laptop with the same polished interface. Pick up exactly where you left off across all your devices — handy for studying on lunch breaks or during a commute.

What happens after I pass the state exam?

We walk you through every step from passing the exam to receiving your license — direct links to scheduling, application, and fingerprinting are built right into your course. You're never wondering what to do next.

What if I have questions while studying?

Yes. You can reach our support team any time through the contact page — we're happy to help you work through the tougher concepts.

Still have questions? Get in touch.

Ready to start

Pass first try.

Pick a course, study with the AI plan, and walk into your state exam ready — one-time payment, no subscription.