2-40 License · FloridaState-Approved

Florida 2‑40 Health License

State-approved 40-hour Health Insurance pre-licensing course — built around the questions you'll actually see on the Florida 2-40 state exam.

from$199one-time
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Course & exam

Know exactly what to expect.

Your course
State-approved content
40 hrs
Course chapters
6
Practice questions
1,200+
Average time to exam-ready
~5 wks
Completion automatically filed with the state.
The Florida 2-40 exam
Questions
85
Time limit
2 hours
Passing score
70%
Exam fee
$44
Administered by Pearson VUE · scheduled online.
What you'll learn

The full Florida 2-40 curriculum.

Everything covered on the Florida Health Insurance state exam — designed by learning experts to make complex concepts actually click.

Health Plan Types & Structures

  • HMOs, PPOs, EPOs & POS plans
  • High-deductible plans
  • Premiums, deductibles & copays

Disability Income & Long-Term Care

  • Short- & long-term disability
  • Elimination & benefit periods
  • Long-term care insurance

Medicare, Medicaid & Government Programs

  • Medicare Parts A–D
  • Medigap & Medicare Advantage
  • Medicaid, CHIP & Tricare

Group Health & Employer Coverage

  • Group plans & eligibility
  • COBRA & conversion rights
  • ERISA & ACA mandates

Underwriting, Claims & Policy Provisions

  • Underwriting & pre-existing conditions
  • Claims processes
  • Provisions, exclusions & renewability

Florida Health Code & Regulations

  • Florida health statutes & DFS rules
  • Agent licensing requirements
  • Compliance obligations
Pick your package

Choose your course.

Pick your license, then pick the package that fits how you study.

40 hours of state-approved content
Health
Basic
For self-starters

Everything you need to sit the state exam. Study at your own pace.

  • Full state-approved curriculum
  • AI study plan + live Pass Probability score
  • 1,000+ practice exam questions
  • Completion certificate, reported to the state
  • Guided path to licensed — scheduling, application & fingerprints
$199one-time
Enroll — Basic
Health
Premium
Pass-guaranteed

Live coaching and a refund if you don't pass. Best for high-stakes timelines.

  • Everything in Pro
  • Pass guarantee — full refund
  • Live weekly Q&A with instructors
  • Priority support (24h response)
  • Personalized study plan
$299one-time
Coming soon

All packages include 30-day access · State-approved · No subscription

Got questions?

Common answers.

Everything you'll want to know before you enroll.

How long do I have to complete the course?

You get 30 days of full course access from the day you enroll — plenty of time to work through the curriculum and sit your state exam.

Is the course Florida DFS-approved?

Yes. The course is approved by the Florida Department of Financial Services as a 40-hour 2-40 Health pre-licensing course. When you complete it, your completion is reported automatically to the FL DFS — no extra paperwork on your end.

Can I study on my phone?

Yes. The course works on phone, tablet, and laptop with the same polished interface. Pick up exactly where you left off across all your devices — handy for studying on lunch breaks or during a commute.

What happens after I pass the state exam?

We walk you through every step from passing the exam to receiving your license — direct links to scheduling, application, and fingerprinting are built right into your course. You're never wondering what to do next.

What if I have questions while studying?

Yes. You can reach our support team any time through the contact page — we're happy to help you work through the tougher concepts.

Still have questions? Get in touch.

Ready to start

Pass first try.

Pick a course, study with the AI plan, and walk into your state exam ready — one-time payment, no subscription.